Loan Agreement Template

Write your own Loan Agreement. It's simple. Fill-in the blanks and Save $1,000's in legal fees.

How it works

Type in your details

Type into the Agreement

Download the Loan Agreement template and enter your details, with our tips to help you fill it in.

Type in your details

Print out

Print out

Print it out

Print your completed Loan Agreement, ready for signing online or offline.

Sign the document

Sign-off and you're done!

Arrange for the lender, borrower and guarantor (if any) to sign.

Sign the document

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No items found. WHY LEGAL ZEBRA

Our Loan Agreement Template works like magic, without a lawyer

With our downloadable Loan Agreement, you can get your loan in black & white instantly.

Easy to use

Easy to Use

The Legal Zebra Template guides you through the process, so you can confidently secure repayment of your loan with a formal, yet easy to follow, Agreement.

Legally Binding

Legally Binding

You'll avoid "legal overwhelm" and lawyer's fees and you'll sure-up the loan with a binding Agreement in place.

Unlimited Edits

Unlimited Edits

We supply the Loan Agreement template in both Word and PDF formats so you can be sure it works on all devices, including Mac and PC, and make as many changes as you need when using the Word version.

Latest update

Latest Update (2022)

The Agreement template is up to date and effective throughout Australia.

We've earned our stripes

Legal Zebra was a great tool for exactly what I needed!

The will was very quick and easy, and when I had billing issues, they were resolved very quickly!

Customer service is flawless. Thanks Shanti!

Beth Davies

What a great platform! As a small business owner I needed 1 or 2 documents and these were all easily accessible, affordable and made sense without any legal jargon! Thank you for a great service offering.

Natalie Hogan

This is a great platform, extremely affordable and a simple process. The service could not be more efficient. Thank you Shanti!

Alana Luck

Legal Zebra was a great tool for exactly what I needed! The will was very quick and easy, and when I had billing issues, they were resolved very quickly!
Customer service is flawless. Thanks Shanti!

Beth Davies

Who is this Loan Agreement template for?

Company loan and personal guarantee

"I am lending money to a company but I’m worried they might go broke. The directors have promised me they’ll repay the loan anyway." You're in luck! The template loan agreement has you covered with provision to include a personal guarantee from the directors.

Loan agreement between family members

"I am lending money to my son to help him buy a house. I want to make sure he pays it back." Yes, you can use the Legal Zebra template to record this loan.

Loan agreement between friends

Bob wants to loan some money to his old mate Rob who needs some extra money to buy a house. They sign a simple Loan Agreement to ensure the terms of the loan are clear and it won't damage the friendship. Since Bob is not taking security over Rob's property, the Loan Agreement from Legal Zebra is suitable.

SPECIAL OFFER

Download our full Word & PDF Templates to make your Loan Agreement now! $27

Checklist: What's in this Loan Agreement Template?

Legal Zebra's concise yet comprehensive Loan Agreement covers all these key provisions written in simple language.

General legal tips

Plus, you'll get easy to follow tips and examples to help you confidently turn your template into a legal document, customised for your requirements.

Loan amount

Specify the principal amount of the loan, as well as when the lender will advanced this amount to the borrower.

Interest payments

State the basic interest rate on the loan and the frequency of payments (e.g. quarterly). You can also set a higher default interest rate which applies if the borrower doesn't pay on time.

Repayment terms

Include the repayment date(s) when the borrower must repay the loan. Eg, this could be in two year's time or when they sell their house.

Personal guarantee
Provision for a guarantor to repay the loan in case the borrower defaults.
Early repayments

You can tick a box in the Loan Agreement to say whether the borrower can repay the loan early (and avoid more interest payments) or not.

Easily add your own terms

You can add to or vary the standard Agreement Terms with your own special conditions or changes to the agreement.

Governing law for resolving Agreement disputes

You choose the applicable law if there is a dispute. For example, choose "the laws of NSW" if you live there so you won't have to travel to another state if there is a dispute about the agreement.

SPECIAL OFFER

Try a Free Sample or download the complete Word & PDF Loan Agreement files instantly for only $27.

Frequently Asked Questions

Why does it help to have a written Loan Agreement?

Whenever you lend money, you should put a loan agreement in black & white and ask the borrower to sign it. It will help you get repaid. A loan agreement can be used where you promise to lend someone (the borrower) money in the future or to acknowledge a loan you've already made. Likewise, if you’re asking for a loan, you can offer to sign a Loan Agreement to help the lender feel secure about advancing you money. If money is advanced without a loan agreement you could easily find yourself in a dispute about: - whether the money was intended as a gift - if and when it needs to be repaid or - if and when interest is payable.

When to use Legal Zebra's Loan Agreement Template

This Loan Agreement Template is intended for a business or personal loan between family and friends. You can use Legal Zebra's downloadable Template to put a basic legally binding Loan Agreement in place, instantly. Yes, this template is generally suitable if you are a lender and want to provide an agreement to the borrower (such as a business or family member). ​Likewise, this template may be used by a borrower who is seeking a loan. You can give this Loan Agreement to your financier to have the deal signed quickly. The Legal Zebra Loan Agreement Template is up to date and suitable for use in all States and Territories of Australia including NSW, VIC, ACT, WA, SA, NT, Tasmania and Queensland. Many people outside Australia also use this document because it's so easy to use.

Get a lawyer to write your loan agreement when.

A lawyer can help you: